MichUHCAN

www.michuhcan.org 
 
 

Do you have a group or organization that wants to know more about the new Patient Protection and Affordable Health Care Act????? 

MichUHCAN has developed materials and has speakers who are trained to educate on the new ACT. 

Call Margie at 734-812-0664 or 248-880-2526 to schedule a presentation.

 See MichUHCAN  Member Sister Mary Ellen Howard in action here! 

Check out our National View page for info on the bill. Click here!

 

 

Join Us!

To receive more information about the Patient Protection and Affordable Health Care Act, please sign up for our mailing list by e-mailing:

michuhcan@sbcglobal.net

 

Coalition to Protect Detroit Health Care

MichUHCAN has joined with our partners MOSES, Gamaliel Michigan and Michigan Legal Services in an effort to insure that the proposed sale of the Detroit Medical Center to a for-profit corporation in Tennessee is legal and in the long-term best interests of Detroit/Wayne County residents. 

 

Temporary High Risk Pool

As part of the 2010 Patient Protection and Affordable Care Act, the state of Michigan is developing a Temporary High Risk Pool for uninsured people with pre-existing conditions. The federal government will provide sliding scale subsidies for persons with low income. The pool will be activated in September, 2010. Details of enrollment and who will be offering coverage have just been released by the office of Commissioner Ken Ross of the Office of Financial and Insurance Services:

8/23/10 - LANSING – The Office of Financial and Insurance Regulation (OFIR) announced today that an agreement has been reached that will offer coverage to uninsured Michigan citizens who have been unable to obtain health coverage because of a pre-existing health condition. Coverage will be offered through Michigan-based HMO Physicians Health Plan of Mid-Michigan (PHP). PHP has contracted directly with the U.S. Department of Health and Human Services (HHS) to administer this program.

 

OFIR will have regulatory oversight over the state-implemented pool, which will be funded entirely by subscriber premiums and an estimated $141 million in federal subsidies. The temporary pool will operate until January 1, 2014, when federal law requires all insurers to accept individuals regardless of pre-existing conditions. Coverage provided by the pool will be more comprehensive and the offerings will be, in many cases, less expensive compared to products currently available in the individual market.

 

Enrollment is scheduled to begin August 31, 2010 and coverage is scheduled to start October 1, 2010.

 

 

 

Information for Consumers:

 

Michigan residents with pre-existing conditions who have been uninsured for the previous six months will be eligible to enroll. Consumers interested in this program should begin collecting the documents that will be required for enrollment, including:

 

 

 
  • Proof of U.S. citizenship (i.e. birth certificate) and Michigan residency (i.e. state driver’s license).

 

 
  • Certification by a physician (i.e. doctor’s letter), issued within the past six months, demonstrating that the individual suffers from a medical condition found in the pool’s list of pre-existing conditions, OR
  • Evidence that, for health reasons, a carrier has refused to issue coverage to the individual within the previous six months (i.e. health insurance company denial letter).

 

For a list of the pool’s pre-existing conditions, visit: http://www.michigan.gov/documents/dleg/Pre-Ex_330602_7.pdf

 

 

Michigan consumers interested in detailed enrollment, benefit and eligibility information should contact PHP weekdays from 9:00 am – 5:00 pm EST at 877-459-3113.

The available dollars for the program will not be sufficient to meet all of Michigan’s qualified citizens.  It would be prudent to get your name on the list early. The pool will end in 2014 when the Insurance Exchanges with subsidized coverages for persons with low incomes become available.